Disasters like Hurricane Sandy bring out the best in people - but not in all people. Too often disaster survivors are the targets of scam artists. In the early days following a disaster, con men may pose as inspectors from FEMA or the Small Business Administration. FEMA and SBA staff never charge applicants for disaster assistance, inspections or help in filling out applications.
As rebuilding gets under way, sham contractors may knock on your door, promising to begin work immediately, only to take your money and disappear. Before hiring a contractor, check with the New Jersey Division of Consumer Affairs at 800-242-5846 to make sure the contractor is registered.
State Office Offers Help With Insurance Problems
Insurance settlements are critical to recovery after a disaster and state officials are on hand to help survivors having problems getting a claim paid. The New Jersey Office of the Insurance Ombudsman assists consumers with issues related to insurance availability and claims processing. You can contact the office by calling 800-446-7467 or by emailing.